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Which is worse; loosing STEEM RC or EOS RAM?
Steem RC can recover after a few hours, but EOS RAM is a mystery to me and it made me crazy.

It's important to keep in mind that STEEM Resource Credits and EOS RAM are inherently different from each other, and it would make a lot more sense to compare Steem RC to EOS bandwidth (Network of CPU). The RAM can kind of be "used", but you will get it back if you unuse it, compared to Steem RC that is gone once you use it. However, RCs regenerate over time, so it's not really a big deal if you run out, as with EOS RAM you will need to either reclaim it or buy more if you want to use more RAM on the blockchain. 

So while I don't like comparing these two to each other, I would say that it's worse to "lose" RAM than RCs.